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- Orix Wealth Insights Portfolio
- February 20, 2025
- 12:33 pm
All About Payments Portfolio

The investment world is changing fast, and if you want to stay ahead, a mix of fintech stocks and cryptocurrencies is the way to go. Fintech stocks give you exposure to game-changing innovations in digital banking, payments, and financial tech, while crypto brings high-growth potential and diversification. As blockchain, DeFi, and Web3 continue to reshape global markets, a well-balanced portfolio can boost returns while managing risks. With the rise of NFTs, digital payments, and decentralized finance, investors who embrace this trend are positioning themselves for long-term success in the digital economy.
The following six assets, strategically balanced between top FinTech stocks and leading cryptocurrencies, are well-positioned to thrive in the evolving financial landscape.
| Symbol | Asset Name | Asset Type |
1 | IBIT | iShares Bitcoin Trust ETF | ETF |
2 | COIN | Coinbase Global | Coin |
3 | MSTR | MicroStrategy Inc | Stock |
4 | MA | Mastercard | Stock |
5 | V | Visa | Stock |
6 | SHOP | Shopify | Stock |
Portfolio Performance
Simulated Portfolio Returns | Benchmark SPY | Alpha Over Benchmark |
166.73% | 26.01% | 140.72% |
IBIT
Want to invest in Bitcoin without the hassle of wallets, private keys, or security concerns? Meet the iShares Bitcoin Trust (IBIT) ETF, BlackRock’s game-changing way to gain secure, regulated, and efficient exposure to Bitcoin. Unlike buying BTC directly, IBIT eliminates the headaches of custody, taxes, and operational complexities, making it a smart choice for both retail and institutional investors. With high liquidity and lower transaction costs, IBIT has quickly become the most traded Bitcoin ETF since its launch. Additionally, it’s backed by a powerful integration with Coinbase Prime, ensuring seamless and secure asset management. In today’s fast-moving financial world, IBIT isn’t just another ETF, it’s a strategic asset for diversification, inflation hedging, and long-term growth. If you’re looking to tap into Bitcoin’s potential without stress, IBIT is your ticket to the future.
COIN
Think of Coinbase (COIN) as the Wall Street of crypto; only faster, smarter, and built for the digital age. As the largest U.S.-based crypto exchange, Coinbase isn’t just a trading platform; it’s a powerhouse driving mainstream adoption of Bitcoin, Ethereum, and DeFi. As big-money investors continue pouring into digital assets, Coinbase is their go-to gateway, giving your portfolio front-row access to this booming market. If you believe in the future of blockchain and digital finance, COIN is one stock you don’t want to overlook. This isn’t just an investment; it’s a stake in the next generation of finance.
MSTR
If there’s one company that’s all in on Bitcoin, it’s MicroStrategy (MSTR), and they’re not just dipping their toes, they’re diving headfirst. Led by Bitcoin evangelist Michael Saylor, MSTR has transformed from a software company into a Bitcoin-holding giant, making it one of the best ways to gain exposure to BTC through traditional markets. With billions in Bitcoin on its balance sheet, MicroStrategy moves in sync with BTC’s price, making it a high upside play on digital gold. It’s not just a stock, it’s a Bitcoin proxy, blending tech innovation with crypto investment. Adding MSTR to your portfolio means diversification, high-growth potential, and a front-row seat to the Bitcoin revolution. If you’re looking to ride the next crypto bull run, MSTR is your moon ticket.
MA
When it comes to digital payments, Mastercard (MA) isn’t just keeping pace, it’s setting the standard. As the world races toward a cashless economy, Mastercard is right at the heart of it, processing trillions in transactions across the globe. But it’s not just about swiping cards anymore, Mastercard is going all-in on the future, embracing crypto, blockchain, and real-time payments. From partnering with top crypto platforms to revolutionizing cross-border transactions, MA is future-proofing its business for the next wave of financial innovation. With the rise of e-commerce, digital wallets, and decentralized finance (DeFi), Mastercard remains a stable, blue-chip fintech stock with serious growth potential. Whether it’s fiat or crypto, one thing’s for sure, Mastercard is always in the game.
V
As cash fades and digital payments take over, there’s one company making sure money moves fast, smooth, and secure, Visa (V). This global payment powerhouse processes trillions of transactions across 200+ countries, keeping the world’s economy in motion. Visa is leading the charge in crypto, blockchain, and real-time payments, ensuring it stays ahead of the game. As e-commerce surges and digital payments evolve, Visa is leading the charge, making transactions faster, smarter, and more seamless than ever.
SHOP
If the internet is the new shopping mall, Shopify (SHOP) is the foundation it’s built on. From budding entrepreneurs to global brands, millions of businesses trust Shopify to power their online stores, process payments, and scale effortlessly. With e-commerce booming and social media transforming users into sellers more frequently, Shopify is at the heart of the digital shopping revolution. But it’s more than just a checkout button, it’s a full-fledged e-commerce powerhouse, offering AI-driven tools, seamless payment solutions, and even crypto integrations. With online shopping soaring and traditional retail shifting, Shopify is reshaping the future of commerce and for investors, that means huge growth potential. Looking to cash in on the e-commerce explosion? SHOP is your ticket.
Risks & Assumptions
- The strategy may have a look-ahead bias, using future data that wasn’t available at the time, leading to inaccurate results.
- Past price movements don’t guarantee future performance, causing potential variations.
- Over-optimization can occur, making results too tailored to past data and less reliable in the future.
- The model assumes no slippage, though real trades may execute at different prices.
- Data dredging risk exists, where favorable results are cherry-picked from multiple tests.
- Unforeseen events can impact performance.
- The strategy may suffer from data mining, selection, and backfill biases.
- Success in one market doesn’t guarantee the same in another.
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